Psych med services arriving in 2026 for NJ, PA, and WA!

Philly Geek Therapy

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Philly Geek Therapy

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Economic Justice Based Fee Schedule

Philly Geek Therapy uses an economic justice based fee schedule. Read on to learn more.

Frequently Asked Questions

You will find an image with descriptions near the bottom of this page. However, the image does not tell the whole story. Please read about Philly Geek Therapy's decision to use an economic justice based fee schedule and how it works before making your decision about how to participate in this scale.

There are five tiers in my fee scale:

-Tier 1 (25% of full rate): $60 for new patient, 30 for shorter med mgmt and/or therapy, 45 for longer med mgmt and/or therapy--15% of practice


-Tier 2 (50% of full rate): $120 for new patient, 60 for shorter med mgmt and/or therapy, 90 for longer med mgmt and/or therapy--15% of practice


-Tier 3 (75% of full rate): $180 for new patient, 90 for shorter med mgmt and/or therapy, 135 for longer med mgmt and/or therapy--20% of practice


-Tier 4 (100% of full rate): $240 for new patient, 120 for shorter med mgmt and/or therapy, 180 for longer med mgmt and/or therapy--50% of practice


-Tier 5 (125%) of full rate: $300 for new patient, 150 for shorter med mgmt and/or therapy, 225 for longer med mgmt and/or therapy--unlimited % of practice


I have done an amazing multi-step math problem to assess the true expenses associated with running my practice, figuring out an average hourly rate needed to meet these expenses, and then building the tiered fees accordingly. 


Each tier is associated with a specific percentage of clients in my practice. 


This is why it is important for everyone to use the scale with honest self-reflection and integrity. There are a limited number of spots in each tier, except for Tier 5.

The more people who are able to pay Tier 4 and Tier 5 rates, the greater number of people I can support at Tiers 1, 2, and 3.


There is no paperwork required to verify your income or financial assets. I will not ask you to explain your choice or to otherwise justify why you chose the tier you have chosen.

Economic justice fee scales work best when everyone engages in their use with integrity... choosing both higher AND lower fees.


Rather than offering one single, set price for services, I ask people to engage in a conversation with themselves (and with me if helpful) about how much they can afford to pay for therapy and med management services.


At it's most basic, an economic justice based fee schedule supports the idea that people should be paying similar percentage for the same products or services (Hawthorne, 2018). It is a tool to promote equity in access to things that cost money in our society.


Economic justice fee schedules ask people to consider where they fall on a continuum from "very constrained financial resources" to "lots of access to financial resources." Some people use the terms financial insecurity/security, more financial privilege/less financial privilege, etc. while others say "poor" or "wealthy" with regard to money.


Alexis J. Cunningfolk created a popular image and resource called The Green Bottle Method. Laurie Gutierrez Ganberg expanded on this model for therapy with ideas from Brittany Hawthorne at Embracing Equity, who also found more ideas from Holly Poole-Kavana at Little Red Bird Botanicals. You can see an image at the end of this list of FAQs.


Please read the descriptions and additional considerations to help you decide which tier(s) on the economic justice based fee scale best fit your circumstances.


There are a couple of options:

  • I can refer you to other lower-cost services for which you may be eligible.
  • I can add your name to a wait-list and check back to see if you still need the tier you've chosen when a spot opens. A spot could open because someone has finished their work with me,  because there is a new client in a higher tier, or enough contributions in the Pay It Forward Fund exist to support services at a lower-cost tier.


Philly Geek Therapy does not accept any insurance at this time for services provided through Philly Geek Therapy.

If you have access to a health savings account (HSA) or flexible spending account (FSA), debit cards associated with these accounts can be used for direct payments.

I can also provide a super bill containing all the information you would need to seek reimbursement from your HSA/FSA or insurance company for out-of-network benefit. All superbills will have information required for potential reimbursement but do not guarantee reimbursement. Superbills also do not constitute an agreement from Philly Geek Therapy to accept lower negotiated rates or in-network agreements with insurance providers.


I may be able to provide short-term, evidence-based therapy only (no med management)   through Octave if you are in NJ and have Aetna, Cigna/Evernorth, Centivo, Horizon BCBS NJ, or Independence Blue Cross. She is also an EAP provider for time-limited therapy (no meds) with Quest.


If you sometimes have a little extra and would like to contribute to lower-fee tiers, free gender affirming medical care letters, emotional support animal assessments, and lower-fee supervision for emerging professionals, your support is welcome! One hundred percent of all contributions, minus processing fees, goes directly to support these services.

There is a Pay It Forward button near the bottom of the home page and at the top of this page. (Not yet active as of 1/27/26).


Green Bottle Method

Additional Considerations to Help You Decide

Holly Poole-Kavana at Little Red Bird Botanicals has this to say about sliding scales:

"A sliding scale is a tool for building economic justice, and it requires your active participation. If a sliding scale is implemented effectively, everyone pays a similar percentage of their income for the same products or services. A wide range of payment options across the scale promotes broader accessibility, while insuring fair compensation to the producer. Paying according to one’s available resources creates a more equitable system for pricing of products and services."



You may wish to take a look at Laurie Gutierrez Ganberg's adaptations, which uses four bottles to create slightly finer distinctions.



You may also wish to consider Embracing Equity's thoughts about when to move up or down or stay at the price reflecting the true cost of a service, as stated in Britt Hawthorne's article (which is also worthy of a read unto itself).



Embracing Equity's Suggestions

Consider investing the listed price if you...

  • are single and/or without dependents
  • are able to repay your student loans, are in repayment, or have been able to pay off your student loans
  • have employer health insurance and/or other employer benefits
  • have daily reliable transportation
  • are able to miss work either for sickness or leisure and are still able to pay next month's bills
  • travel when needed especially for an unexpected occasion like a family funeral or emergency


Consider investing less if you...

  • are supporting children or have other dependents
  • have significant debt
  • have medical expenses not covered by insurance
  • are eligible for public assistance
  • have immigration-related expenses
  • are an elder with limited financial supports
  • are an unpaid community organizer
  • are a returning citizen who has been denied work due to incarceration history
  • experience discrimination in hiring or pay level
  • are descended from enslaved people or Native American Indians

Consider investing more if you...

  • own the home you live in
  • have investments, retirement accounts, or inherited money
  • travel for recreation
  • have access to family money or resources in times of need
  • work part-time or are unemployed by choice, including unemployment due to full-time school in a degree-earning program
  • have a relatively high earning power due to level of education (or gender and racial privilege, class background, etc.)



If you want a much deeper dive into different forms of sliding scales or approaches to economic justice based fee-setting, I encourage you to check out this compilation of resources from Hadassah Damien at Ride Free Fearless Money.


The Green Bottle: Where you Fall on the Sliding Scale

Vertical Axis: Financial Privilege

Horizontal Axis: Personal Financial Experience


Left-to-Right:

Bottle on the left with a black cap full of light green. Text reads:

  • I am comfortably able to meet all of my basic* needs
  • I may have some debt but it does not prohibit attainment of basic needs
  • I won my own home or property OR I rent a higher-end property
  • I own or lease a car
  • I am employed or do not need to work to meet my needs
  • I have regular access to health care
  • I have access to financial savings
  • I have an expendable** income
  • I can always buy new items
  • I can afford an annual vacation or take time off

Middle bottle with a black cap is half full of light green. Text reads:

  • I may stress about meeting my basic needs but still regularly achieve them
  • I may have some debt but it does not prohibit attainment of basic needs
  • I own or lease a car
  • I am employed
  • I have access to health care
  • I might have access to financial savings
  • I have some expendable income
  • I am able to buy some new items * I thrift others
  • I can take a vacation annually or every few years without financial burden

Bottle on the right with a black cap is approximately one-fifth full of light green. Text reads:

  • I frequently stress about meeting basic needs & don't always achieve them
  • I have debt and it sometimes prohibits me from meeting my basic needs
  • I rent lower-end properties or have unstable housing
  • I do not have a car and/or have limited access to a car but I am not always able to afford gas
  • I am unemployed or underemployed
  • I qualify for government assistance including food stamps & health care
  • I have no access to savings
  • I have no or very limited expendable income
  • I rarely buy new items because I am unable to afford them
  • I cannot afford a vacation or have the ability to take time off without financial burden

*BASIC NEEDS include food, housing, and transportation. **EXPENDABLE INCOME might mean you are able to buy coffee or tea at a shop, go to the movies or a concert, buy new clothes, books, and similar items each month, etc.


designed by Alexis J. Cunningfolk | www.wortsandcunning.com

Copyright © 2020-2026 Robin DeBates, LCSW, PMHNP-BC - All Rights Reserved.

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